Business packages and pricing
One package covers your business return and your personal return.
Every Lay & Company client works with us through a package. Each business package includes your business return, a personal return that matches your tier, and the tax projections listed below. One price covers the entire 2027 package year, which includes your 2026 returns filed in 2027.
What to know first
Sign up by December 31, 2026.
That is the deadline for standard pricing. After that, sign-up fees apply.
One price, two returns.
Your business return and your personal return are both included.
Pay annually or quarterly.
You save when you pay in full.
Bookkeeping is separate.
It is not part of any package and is priced and billed on its own. See Bookkeeping packages and pricing.
The packages are described in detail below, and there is a comprehensive FAQ here.
Premier
$14,000 per year
BEST FOR
Up to three businesses and up to three items on your business return.
Or pay quarterly: four payments of $3,850. Save $1,400 by paying in full.
INCLUDES:
Preparation of your business returns for up to three businesses, with up to three items*
Your personal return, at the Individual Advanced level
Four tax projections that review your business and personal returns comprehensively
Basic IRS notice support for your business return and included personal return
Advisor team coordination
Comprehensive
$7,500 per year
BEST FOR
Two businesses and up to two items on your business return.
Or pay quarterly: four payments of $2,063. Save $750 by paying in full.
INCLUDES:
Preparation of your business returns for two businesses, with up to two items*
Your personal return, at the Individual Elevated level
Two tax projections that review your business and personal returns comprehensively
Basic IRS notice support for your business return and included personal return
Enhanced
$3,600 per year
BEST FOR
One business and up to one item on your business return.
Or pay quarterly: four payments of $990. Save $360 by paying in full.
INCLUDES:
Preparation of your business return for one business, with up to one item*
Your personal return, at the Individual Essential level
One tax projection that reviews your business and personal returns comprehensively
If your situation goes beyond our top package, we can explore customized strategy and advisory solutions.
*What counts as an item
On your business return: owners beyond the first (spouses count as one), states beyond your home state that your business files in, and rental properties beyond your business activity. Every business package includes your business activity: one division and one self-rental, or three rental properties. Each additional rental is $275 and counts as an item. Each additional division or LLC consolidated into the filing is $500 per year. A consolidated division or LLC is part of one return and does not count as an item. A business that files its own return counts as a separate business toward your package.
On your personal return: rentals (including a primary home that was or is a rental), K-1s, states beyond your home state, and brokerage or crypto statements beyond the first per taxpayer. The first brokerage or crypto statement per taxpayer is included at every tier, and crypto counts the same as a brokerage statement.
A standard personal return covers W-2, retirement, unemployment, and HSA forms, itemized deductions, dependent care and education credits, marketplace health coverage, the sale of a primary home (unless it was or is a rental), your home state, and one brokerage or crypto statement per taxpayer.
Any equity compensation or foreign reporting on your personal return needs the Advanced personal return. Foreign reporting includes FBAR, Form 8938, foreign tax credits, foreign rental properties, and foreign trusts. Foreign taxes paid inside a 1099 brokerage account do not count.
Your home state and the first owner (including entities co-owned by spouses) never count.
Your business return and your personal return each have their own allowance. Items on one do not use up the other.
If your facts change during the year, we move you to the package that fits and prorate your remaining payments.
See the comprehensive FAQ below for more information.
Compare the packages
| Enhanced | Comprehensive | Premier | |
|---|---|---|---|
| Items included (business return) | Up to one | Up to two | Up to three |
| Businesses owned | 1 | 2 | Up to three |
| Personal return included | Individual Essential | Individual Elevated | Individual Advanced |
| Tax projections (business and personal together) | 1 | 2 | 4 |
| Basic IRS notice support (business return and personal return covered) | No | Yes | Yes |
| Advisor team coordination | No | No | Yes |
| Pay in full | $3,600 | $7,500 | $14,000 |
| Pay quarterly (each of four payments) | $990 | $2,063 | $3,850 |
| You save by paying in full | $360 | $750 | $1,400 |
Beyond the items in your package, each extra item is $275 per year. Each additional division or LLC consolidated into one return is $500 per year. Beyond three businesses that file their own returns, each extra business is $1,200 per year.
Projections beyond those in your package are $500 each.
Your personal return is included
Every business package includes a personal return that matches your tier. Enhanced includes Individual Essential, Comprehensive includes Individual Elevated, and Premier includes Individual Advanced.
If your personal return is more complex than your package includes, we bill the difference. It is added to one final invoice, with any other add-ons, after we prepare your return and before we file. Your regular payments stay at your package price.
| Your package | Your personal return needs Elevated | Your personal return needs Advanced |
|---|---|---|
| Enhanced | Add $1,050 | Add $2,650 |
| Comprehensive | Included | Add $1,600 |
| Premier | Included | Included |
A personal return with more than three items is Advanced plus $275 for each item beyond three.
What the personal return packages cost on their own
As a business client you do not pay these prices. They set the difference we bill if you need a higher personal return.
| Individual Essential | Individual Elevated | Individual Advanced | |
|---|---|---|---|
| Items included (personal return) | None. A standard return: W-2 and similar income forms, itemized deductions, common credits, marketplace coverage, a primary home sale, your home state, and one brokerage or crypto statement per taxpayer | Up to two | Up to three, or any equity compensation or foreign reporting |
| Pay in full | $950 | $2,000 | $3,600 |
| Pay quarterly (each of four payments) | $261 | $550 | $990 |
Sign-up windows and pricing
The earlier you sign up, the less you pay. We begin work once your signed engagement letter is received and your first payment has processed.
| When you sign up | What you pay | Enhanced | Comprehensive | Premier |
|---|---|---|---|---|
| By December 31, 2026 | Standard price | $3,600 | $7,500 | $14,000 |
| January 1 to April 30, 2027 | Standard price plus 10% | $3,960 | $8,250 | $15,400 |
| May 1 to July 30, 2027 | Standard price plus 20% | $4,320 | $9,000 | $16,800 |
| After July 30, 2027 | Not available | Not available | Not available | Not available |
Fees apply to the package price only. Add-ons and extra items are not included. We are not taking new clients for the 2027 package year after July 30.
Paying quarterly
Paying quarterly adds 10% to the annual price. You make four payments if you sign by December 31, three if you sign January 1 to April 30, and two if you sign May 1 to July 30.
Catching up on a prior year
We take on prior-year returns through August 15. Catch-up work costs two full package fees.
Key dates
| Business returns | Personal returns | |
|---|---|---|
| Documents due for on-time filing | February 15 | March 15 |
| Filing deadline | March 15 | April 15 |
| Documents due if on extension | July 15 | August 15 |
| Extended filing deadline | September 15 | October 15 |
Documents that arrive after the on-time date move your return to the extended timeline. See all important dates.
If you were in Business Essential
We have retired the Business Essential package so that we can offer business owners tax strategy throughout the year. If you were in Business Essential, you can move up to Enhanced or a higher package based on your situation. If moving up does not make sense for you, we are happy to refer you to another accountant.